Motor Fleet

Whether your fleet of vehicles consists of 4 to 700 cars or commercial vehicles Ceart has a tradition of providing our clients with the right insurance product to cover the motor risks of commercial organisations and finance leasing companies.

In selecting the right insurer and product for you we consider your needs and those of your drivers, such as should the policy cover;

• Any driver with permission of company or named driver
• Business only or business and pleasure use
• Any age of drivers or over 21 or 25
• Make up of fleet, cars and commercial or specialist vehicles
• Risk management, driver assessment and monitoring
• Claims experience over last three years

This helps us offer the best product at the most competitive premiums to reduce one of the most expensive elements of running your fleet.

Typically our policies would cover

• Comprehensive loss or damage to vehicle and accessories
• Third Party Damage to property up to £20m indemnity
• Injury and death of any person
• Glass repair/replacement
• New replacement vehicles
• Foreign use in any EU or countries meeting European Commission Directives
• Trailers
• Courtesy car subject to approved repairers and availability
• Emergency treatment under the Road Traffic Act
• Personal accident benefits
• Audio and entertainment equipment
• Personal effects
• Medical expenses
• Loss of keys
• Hotel expenses

We can also offer the following range of additional products to further reduce other risks elements of your fleet including;

• Legal Assistance
• GAP – Particularly for leased fleets
• Early Termination - Particularly for leased fleets
• Personal Accident
• Uninsured Loss Recovery
• Road side recovery and repair